Since When is the Rightful Maintenence and Distribution of Social Security a "Bailout?"

In perusing the news headlines the other day, one in particular caught my increasingly myopic eyes. "Wall Street Bailout First, Car Industry Second, and Now, Social Security." Since when has the minimal insurance policy that we Americans have technically been paying into since we were old enough to work, essentially our OWN bank account, then, been lumped together with the bailout for freeloaders on Wall Street and for their trickle-down nieces and nephews, those head-cracking car-business carnies? I was, am still stunned.
To my knowledge, Social Security was set up by the Roosevelt Administration in the wake of the Great Depression precisely to preempt the need for some sort of massive financial onus upon the government for the unemployed aging population in this country. It was a way, in a sense, of making the American worker responsible for himself, even if and when the banks and/or the government could not be. Clearly, then, if I have been contributing (a.k.a. having money taken even if I don't want it to be) to Social Security since I began working as a sixteen-year-old, and I am forty-eight now, what "bailout" would I, could I possibly need? How could my account be empty? No, my account, which the government forced me and millions of other working Americans to establish, should have the money in it that I contributed, plus whatever interest it has accrued. (Not to mention the taxes I, we, have all been paying over our lifetimes, which too should guarantee that the money is there. You can see the steam coming from my ears now.) Is the government telling me that somehow, that money is NOT in my account? Who has been dinking with my money, then (I really want to use stronger language)? And beyond that, even if the government could somehow come up with some sort of daffy explanation as to "where have all the dollars gone, long time passing?" that isn't enough. The fact that the money is gone is criminal, and the government must replace it. Childish and naive view? Of course. But this is my bank account we're talking about here, folks, mine and yours. And what's right is right. Yet on top of that, if there could even be something more disturbing than this revelation and consequently the need to demand what is rightfully ours and see it restored is the mentality of the purported leaders of this nation that is disclosed when they call the essential responsibility of replacing our missing Social Security funds a "bailout." What are these people thinking? Or rather, how are they thinking? Are they thinking?